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Florida Community Network Homeowners and Condominium Directory, consists of about 50,000 associations, with 200,000 board members, representing approximately 10 million Florida households. The site was developed to assist home/condo owners, buyers, sellers, real estate professionals, financial institutions, title companies, real estate attorneys, etc. with an easy way to contact their property manager or board members.
The site consists of contact information for the property managers and board members, map of where each HOA/Condo is located, amenities, descriptions of the community, association fees, sub-association directory of master-planned communities, website links for associations and property managers. This site also includes a detailed fact sheet for each association, including corporate name, origination date of the association, master association name, sub-association name, dwelling types in the neighborhood, alias names, and reviews, etc.
Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.
COUNTY | COMMUNITY NAME | HOA OR NON | |
---|---|---|---|
BAY | BAY CLUB ON SAINT ANDREWS BAY ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | BAY OAKS VILLAGE MHP II, PANAMA CITY FL | HOA | Board Members (2) |
BAY | BAY POINT GOLF VILLAS I ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | BAY POINT GOLF VILLAS II ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAY POINT GOLF VILLAS III ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAY POINT HARBOUR VILLAS, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAY POINT IMPROVEMENT ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | BAY POINT STUDIO VILLAS II ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | BAY POINT STUDIO VILLAS III ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAY POINT TURTLEGRASS VILLAS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (2) |
BAY | BAY POINT WATERFRONT AND CANALFRONT PROPERTY OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAY POINT WEST PROPERTY OWNERS ORGANIZATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAYOU OAKS NORTH HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAYOU OAKS OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | BAYOU POINTE VILLAS, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BAYSIDE ESTATES HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | BAYTOWN CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BEACH COMMERCE PARK OWNERS ASSOCIATION, ROSEMARY BCH FL | HOA | Board Members (3) |
BAY | BEACH PLACE HOMEOWNERS ASSOCIATION, PORT SAINT JOE FL | HOA | Board Members (1) |
BAY | BEACHWALK HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | BECKRICH OFFICE PARK OWNERS ASSOCIATION, ROSEMARY BCH FL | HOA | Board Members (3) |
BAY | BEL AIR BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BELLA COSTA OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (1) |
BAY | BLUE HARBOR HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | BLUE LAGOON HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | BLUE WATERS TOWNHOUSES ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | BLUFF AT BEAR POINT HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | BOARDWALK BEACH RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | BONITA BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | BONITA POINT CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | BONITA POINT CONDO ASSOCIATION II, PANAMA CITY FL | HOA | Board Members (1) |
BAY | BONITA POINT HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | BOOTHBAY TOWNHOUSES ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | BREAKFAST POINT COMMUNITY ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | BREAKFAST POINT MEDICAL PARK CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | BRECKENWOOD MOBILE HOME PARK, PANAMA CITY FL | HOA | Board Members (1) |
BAY | CALLAWAY CHASE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | CALLAWAY CORNERS HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | CALYPSO TOWERS RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | CAMP CREEK COVE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | CAMRYNS CROSSING HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | CANOPY CROSSING PROPERTY OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | CANT TOPP THIS HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (1) |
BAY | CARILLON BEACH ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | CARILLON BEACH CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | CARILLON BEACH INN CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (2) |
BAY | CARRIAGE WAY, PANAMA CITY FL | HOA | Board Members (2) |
BAY | CASA BELLA ESTATES, PANAMA CITY FL | HOA | Board Members (4) |
BAY | CASA BLANCA RESORT CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | CASA DEL MAR OF BAY COUNTY OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | CASUNA HOMEOWNERS ASSOCIATION, PORT SAINT JOE FL | HOA | Board Members (3) |
BAY | CAUSEWAY MANOR COMMUNITY ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (3) |
BAY | CEDAR BRANCH HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (1) |
BAY | CEDAR COVE TOWNHOUSE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | CEDAR CREEK AT DEER POINT LAKE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | CEDAR GROVE COMMERCE PARK PROPERTY OWNERS ASSOCIATION, ROSEMARY BCH FL | HOA | Board Members (3) |
BAY | CEDAR GROVE DEVELOPMENT AND IMPROVEMENT CORPORATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | CEDAR PARK MASTER OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | CELADON BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | CLUB AT MEXICO BEACH HOMEOWNERS ASSOCIATION, PORT SAINT JOE FL | HOA | Board Members (6) |
BAY | CLUBSIDE AT WILD HERON CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | CLUBSIDE II CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | COLONY CLUB, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | COMMODORE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | CONDOS AT WATERSIDE VILLAGE COMMUNITY ASSOCIATION, PORT SAINT JOE FL | HOA | Board Members (3) |
BAY | CONRAD POINTE ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | CONTINENTAL CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | CORAL BAY VILLAGE AT DOWNING STREET OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | CORAL REEF HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | COSTA VISTA TOWNHOMES OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (1) |
BAY | COTTAGES AT WATERSIDE VILLAGE OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | COUNTRY CLUB HARBOUR HOMEOWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (6) |
BAY | COURTS AT WILD HERON CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | COVE ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | COVE HARBOR I CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | COVE POINTE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | CREEKSIDE AT WETAPPO CREEK OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | DELWOOD ESTATES HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | DERBY WOODS HOMEOWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (4) |
BAY | DOCKSIDE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | DOCKSIDE NORTH HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | DOLPHIN BAY HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | DRAGONS RIDGE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | DUNE CREST TOWNHOMES HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (2) |
BAY | DUNES OF PANAMA ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | DUNES OF PANAMA PHASE I ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | DUNES OF PANAMA PHASE II ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | DUNES OF PANAMA PHASE III ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | DUNES OF PANAMA PHASE IV ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | DUNES OF PANAMA PHASE V ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | EAST BAY PRESERVE AND YACHT CLUB HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | EDGEWATER BEACH RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | EISENHOWER CIRCLE HOMEOWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (4) |
BAY | EL CENTRO VILLAS CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | EMBARCADERO HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | EMERALD BEACH RESORT CONDO ASSOCIATION I, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | EMERALD BEACH RESORT MASTER OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | EMERALD BEACH RESORT MULTI CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | EMERALD COAST YACHT CLUB HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | EMERALD ISLE OF PANAMA CITY BEACH CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
What You Should Know About HOA’s In Florida
How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.
How Florida Homeowner Associations Work
The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.
HOA Fees and Dues
Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.
HOA Membership is Mandatory
If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.
Homeowners Association Common Rules and Regulations
Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.
Condominium Association Fees
Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.
Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.
What You Should Know About HOA's in Florida A Few Final Thoughts
The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.
Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.